HALD Advisory
Advisory service 03 · Board advisory

Board Advisory & Financial Governance

When the board cannot rely on the numbers.

Independent board financial advisory and CFO/CRO-level judgement when the board needs confidence in the financial position, liquidity, controls or reporting before making, approving or defending a consequential decision.

Give the board a defensible basis for action.

Every consequential financial decision should rest on established fact — not assertion — and hold up when it is tested.

Financial facts. Defensible decisions.

The HALD method Establish the facts. Test the assumptions. Document the reasoning.

Typical triggers
A

Reporting or liquidity uncertainty

When auditors, investors or regulators may test the numbers, CFO/CRO-level judgement is needed before commitment.

B

Capital or covenant pressure

Liquidity or capital pressure requires an independent read before the next consequential board decision.

C

Audit or regulatory scrutiny

Reporting-quality issues or regulatory concern requires a clear view of whether the reported position can support the deadline.

Typical outputs
  • Board decision paper / financial-control review
  • Liquidity, downside and covenant sensitivities
  • Governance risk map and recommendations
Who it serves

Boards of regulated institutions — and, in special situations, restructuring advisers and lenders — where an independent CFO/CRO readout is needed before the next decision.

Scope boundary. Independent board-level financial judgement under an agreed scope. It is not legal or tax advice, a statutory audit or a formal valuation opinion unless separately agreed in writing.

What the board can bring to HALD
Approve

A funding or capital decision

Approving a funding, capital or liquidity decision that must withstand scrutiny.

Challenge

Management reporting

Challenging management reporting, or responding to a regulatory or audit concern.

Document

The basis for decision

Assessing whether controls are sufficient and documenting the board's basis for action.

Why HALD
  • Senior ownership. Every mandate is led by the principal from scope to findings.
  • Regulated-market fluency. Statutory board experience and DNB Fit & Proper credentials — attaching to former appointments, not to HALD Advisory.
  • Operator judgement. Finance, risk, capital, liquidity and governance experience applied to the decision at hand.
  • Evidence discipline. Conclusions are tied to the underlying evidence and structured for external challenge.
Selected matter
Governance · Regulated institution

Liquidity under regulatory deadline

Reviewed cash-flow visibility, reconciliations, decision rights and board reporting.

Outcome

A risk map and escalation priorities that gave the board a defensible basis for action before the deadline.

How an engagement starts

Email to connect → Independence check → Scope & secure intake → Decision-ready findings

No privileged or highly confidential information is needed initially.

Bring the decision. HALD will test the numbers.

Optional structured review
Focused. Fixed-fee. Decision-ready.

A defined financial question tested before the next consequential board decision. Scope, document set, deliverables, timetable and fee are agreed in writing.

Request a Rapid Case Assessment Make a confidential enquiry

HALD provides independent financial analysis and reasoned financial judgement. It does not provide legal, tax or investment advice, statutory audits or formal valuation opinions unless expressly agreed in a separate written engagement. HALD does not replace management or the statutory auditor.